01
Tax Preparation
Accurate, strategic filing for individuals, families, and business owners who want confidence — not confusion.
Individual returns · Business returns · Year-round support
Explore tax preparation →
Now serving clients virtually nationwide
Not sure what you need? Take the 2-minute assessment →
Tax expertise · Business strategy · Peace of mind
Clarity is a business advantage.
An established tax and advisory firm helping individuals and business owners understand their numbers, protect what they've built, and make confident decisions — year-round, not just in April.
18+
Years in tax
4.9★
Google rating
SC
Based · nationwide virtual
India Denise
Founder & CEO · 18+ years helping families and founders
Member & Certified
NATPNAEAASTPSAudit Protection NetworkAssociation of Black Tax ProfessionalsFCRA Certified
Tax · Advisory · Resolution
Financial support with a point of view.
From individual returns to business advisory and IRS resolution, we help you understand where you stand — and what comes next.
02
Tax Resolution
Got a letter from the IRS? Don't ignore it. We review notices, unfiled returns, back taxes, penalties, and collection concerns — then map the right next step.
IRS notices · Back-year filings · Payment plans
Request a case review →
03
Business Advisory
Beyond the return. Proactive tax planning, cash-flow visibility, and a strategy partner who's with you all year.
Tax planning · Cash flow · Business strategy
Explore advisory →
For business owners
Your business shouldn't wait until tax season.
A Business Tax Review shows you where you stand today, clarifies your next decision, and pinpoints where year-round advisory can save you money.
Who we help
Built for the moments the numbers matter most.
Filing your first return, untangling an IRS issue, or leading a growing company — your financial strategy deserves the same care as your ambition.
Find your next step →
01
Service-based business ownersSalons, studios, consultants, contractors — tax prep and strategy for owners building something that lasts.
02
Self-employed & 1099 professionalsClear guidance on income, expenses, quarterly estimates, and growth.
03
Individuals, families & IRS casesThoughtful preparation, resolution support, and a clear path forward — without judgment.
18
YEARS OF
EXPERIENCE
EXPERIENCE
Meet the founder
Meet India Denise. Experience with a mission.
India built Royal Financial to make financial clarity feel possible — for families, founders, and every person who has ever felt behind on their numbers.
With more than 18 years in the tax industry, she helps clients prepare taxes, plan ahead, resolve IRS issues, and make informed business decisions with both precision and heart.
Read India’s story →"Financial freedom is possible — and everyone deserves a clear path to get there."
How it works
A clear process, from here to there.
No mystery, no handoff maze. Bring the questions — we'll bring the plan.
1
Start with a conversation
Book a consultation or take the free 2-minute assessment. We listen first.
2
Get a clear recommendation
You'll know what support fits, what it costs, and exactly what happens next.
3
Move forward with confidence
We do the work, upload everything securely to your client portal, explain the numbers, and stay in your corner.
Investment in clarity
Choose the level of support you need.
Starting rates for standard engagements. Your exact investment is confirmed once we understand your needs.
Individual
Individual Tax Filing
$250 and up
For personal filers who want accuracy and confidence.
- ✓ Federal & state returns
- ✓ W-2, 1099 & investment income
- ✓ Deduction and credit review
- ✓ Secure e-filing
Business
Business Tax Filing
$650 and up
Accurate, compliant filing and a clear read on your tax position.
- ✓ Business return preparation
- ✓ Federal & applicable state filing
- ✓ Compliance review
- ✓ Owner tax considerations
- ✓ Year-end recommendations
Most complete
Year-round advisory
Business Advisory
$495 / month and up
A tax and financial partner all year — three plans to fit your stage.
- ✓ Monthly advisory sessions
- ✓ Quarterly tax planning
- ✓ Tax projections & entity review
- ✓ Essential, Growth & Executive CFO plans
Business advisory plans
Your business deserves more than tax preparation. It deserves a plan.
Monthly advisory for owners who want proactive guidance, not surprises. Every plan has a 3-month minimum.
Essential Advisory
$495 / month
Best for business owners who need financial structure, proactive tax guidance, and ongoing professional support.
Includes
- 30-minute monthly advisory session
- Quarterly financial review
- Quarterly tax planning
- Estimated tax guidance
- One annual tax projection
- Annual entity review
- Personalized tax strategy roadmap
- Year-end tax strategy meeting
- Standard email & client portal support
Setup / onboarding$497 one-time
Minimum commitment3 months
Most popular
Growth Advisory
$895 / month
Best for growing businesses that need closer financial monitoring and proactive strategy.
Everything in Essential, plus
- 60-minute monthly strategy meeting
- Monthly Profit & Loss review
- Quarterly cash-flow review
- Two tax projections annually
- S-Corp / reasonable compensation review, when applicable
- Monthly strategy implementation check-ins
- Basic KPI monitoring
- Annual budget & forecast planning
- Priority support
Setup / onboardingTo be confirmed
Minimum commitment3 months
Executive CFO Advisory
$1,750 / month
Best for established businesses needing high-level financial oversight and CFO-level strategic support.
Everything in Growth, plus
- Monthly cash-flow analysis
- Quarterly tax projections
- Rolling financial forecasting
- Advanced KPI monitoring
- Profitability & margin analysis
- Compensation & distribution planning
- Ongoing entity & tax-structure evaluation
- IRS transcript monitoring
- CFO-level guidance for major financial decisions
- Priority advisory support
Setup / onboardingTo be confirmed
Minimum commitment3 months
Specialty programs
Focused support for where you are.
Service-based businesses
Service-Based Business Financial Reset™
For stylists, barbers, salon and suite owners, consultants, coaches, cleaners and other service providers. Checkups from $297.
Learn more →
IRS payments
IRS Payment Plan Review
Paying too much to the IRS every month? Find out if there's a better option for your situation.
Book a payment plan review →
Community
India's Inner Circle
A membership community for entrepreneurs and 1099 contractors building with strategy.
Coming soon — join the waitlist →
Proof, not promises
What clients say.
4.9
“India was amazing, and she also told me some new and good information. The filing cost wasn’t that high compared to others. 10/10 — recommended to others. I definitely will be going back next year!”
“Today was the first time I met India. She was very professional and very friendly! Her establishment is very welcoming!”
“I would highly recommend their services to anyone looking for a reliable and trustworthy tax professional.”
Not sure where to start? Take the 2-minute assessment.
Answer a few questions and we'll point you to the right first step — tax preparation, resolution, business filing, planning, or advisory.
Do you offer virtual appointments?
Yes. We serve clients nationwide by video and phone, with secure document upload through our client portal. Local clients are welcome at our Spartanburg office.
What should I bring to my appointment?
A photo ID, last year's return, your income documents (W-2s, 1099s), and any IRS or state letters you've received. Business owners should add income and expense records. Not sure? Ask when you book and we'll tell you exactly what to gather.
Can you help with unfiled returns or IRS notices?
Absolutely. Tax resolution is one of our core services — back-year filings, notices, penalties, balances due, and payment plans. The sooner we look at it, the more options you usually have.
How do I know which service I need?
Take the free 2-minute assessment, or book a consultation. Either way, you'll leave with a clear recommendation and a stated starting price.
Let's make the numbers clearer.
Bring the questions. We'll bring the plan.
Visit
355 E. Blackstock Rd., Suite C
Spartanburg, SC 29301
Spartanburg, SC 29301
Hours (EST)
Mon & Wed · 9 AM–3 PM
Tue & Thu · 9 AM–1 PM
Fri · 10 AM–12 PM
Sat by appointment · Sun closed
Tue & Thu · 9 AM–1 PM
Fri · 10 AM–12 PM
Sat by appointment · Sun closed
Existing clients
Secure Client Portal ↗