Royal Financial | Tax & Advisory Services
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Tax Expertise · Trusted Advice · Royal Results

Royal Financial
Tax & Advisory
Services

We go beyond tax preparation — delivering CFO-level financial clarity, compliance, and confidence for individuals and small businesses nationwide.

17+Years Experience
2SC Locations
100%Accuracy Guarantee

About Royal Financial

Your Money Should
Work For You.

At Royal Financial, we believe financial clarity is power. Founded and led by India Denise, our firm goes beyond traditional tax preparation to deliver year-round financial clarity, compliance, and confidence.

Located at 355 N Blackstock Rd, Spartanburg, SC, and serving clients virtually nationwide, we provide the personalized attention individuals, families, and business owners deserve.

“Financial freedom is possible — and everyone deserves a clear path to get there.”

Our Story

Royal Financial began with a simple mission: to take the stress and guesswork out of taxes and finances. What started as a small office has grown into a trusted financial partner, known for combining expertise with care. Today, we continue to empower clients to not only file their taxes but to understand and take control of their financial future.

Why Royal Financial?

We are more than just tax preparers — we are your financial partners. Our commitment to accuracy, professionalism, and personalized service sets us apart. Whether you are looking to maximize your tax returns or gain financial clarity, Royal Financial is here to deliver results you can trust.

India Denise, Founder and CEO of Royal Financial

Our Mission

Empowering Financial
Freedom & Clarity.

At Royal Financial, our mission is to deliver exceptional financial services that empower our clients to achieve their goals. We create a seamless, personalized experience by combining expertise, innovation, and a commitment to excellence.

We believe in building lasting relationships based on trust and integrity, enabling individuals and businesses to thrive in a dynamic financial landscape. Through education and empowerment, we strive to be a cornerstone of financial success for every client we serve.

India Denise, Founder and CEO of Royal Financial

Meet the Founder

About the Owner
India Denise.

India Denise is the founder and CEO of Royal Financial, where she leads with both expertise and heart. A dedicated financial strategist, business owner, and community leader, India helps individuals and entrepreneurs gain clarity, confidence, and control over their finances.

With more than 17 years of experience in tax preparation, tax resolution, business advising, and financial systems, India has built Royal Financial into a trusted firm serving clients locally and nationwide through virtual services.

She understands that behind every tax return is a story — families working hard, small businesses striving to grow, and individuals seeking peace of mind.

17+ YearsTax, strategy & systems experience.
Founder & CEOPersonal, CFO-level leadership.
Community FocusedEducation and empowerment for owners.
“Financial freedom is possible — and everyone deserves a clear path to get there.”
— India Denise, Founder & CEO

Our Credentials & Affiliations

Certified. Trusted. Proven.

Royal Financial maintains professional certifications, memberships, and industry affiliations that reinforce compliance, security, and trusted tax support.

IRS Authorized E-File Provider

Active EFIN credentials for secure electronic federal and state tax filings.

PTIN Registered Professionals

Valid PTIN registration for paid tax preparation services in accordance with IRS requirements.

Annual Filing Season Program

Continuing education completed annually to maintain professional standards and tax knowledge.

National Association of Tax Professionals

Commitment to ethics, professionalism, and continued education in the tax industry.

Tax Resolution Expertise

Professional support for IRS problem-solving, penalty relief, and complex tax matters.

Association of Black Tax Professionals

Proud commitment to diversity, empowerment, and excellence within the tax profession.

Audit Protection Network

Audit defense and resolution assistance when clients need guidance and support.

Royal Standard of Care

Transparent communication, professional service, and a client experience built on trust.

Recognition & Awards

Quality Business Awards 2026 recognition for Royal Financial

Google Reviews

Rated 4.9 Stars on Google

★★★★★ · Based on 26 verified Google reviews — Simpsonville & Spartanburg, SC

★★★★★

“This is my second year filing with India and I love my experience with her. She is thorough, professional, and always makes sure I get the most back.”

Quintina B.Google Review
★★★★★

“Good people I trust with my tax filing. Royal Financial has been handling my taxes for years and they never disappoint. Honest, fast, and they know their stuff.”

Kevin M.Google Review
★★★★★

“Royal Financial helped me get my business taxes in order and set up my LLC properly. India is a true CFO-level advisor.”

Darius T.Google Review
Royal Financial Client Reviews — Listen to what Hollie, Justin and Amanda have to say

Video Testimonials

Hear It From Our Clients.

Real clients. Real results. See why South Carolina trusts Royal Financial for their taxes and financial future.

★★★★★
Satisfied Client“You want your taxes done? This is the place to come.”
★★★★★
Tax Preparation Client“They helped me get the maximum refund and saved me a lot of money.”
★★★★★
Loyal Royal Financial Client“The communication — everything is there!”

Client Stories

What Our Clients Say.

★★★★★

“Royal Financial truly lives up to their name! They didn't just file my return — they helped me understand my numbers, organize my books, and set up a plan to grow.”

Tanya M.Small Business Owner
★★★★★

“Royal Financial handled my business taxes, bookkeeping, and even helped me clean up my back years. They took a huge weight off my shoulders.”

Marcus D.Trucking Company Owner
★★★★★

“They found credits I didn't even know existed and got me the biggest refund I've ever had. The staff was friendly and professional.”

Jessica L.Individual Tax Client

Verified Google Reviews

Rated 4.9 Stars on Google.

Based on 26 verified Google reviews.

★★★★★

“India, was amazing and she also told me some new and good information. The file costs wasn’t that high compared to other. 10/10 recommended to others. I definitely will be going back next year❣️❣️❣️”

Tatiyana DavisVerified Google Review · 5 stars
★★★★★

“After more than 3 years of getting nowhere with a refund from the IRS India resolved the problem in less than a month. Every time I contacted them all I would get is we need another 60 days. India is professional and easy to talk with. We are so grateful to finally put this behind us and we recommend her for all your tax issues.”

John BowmanVerified Google Review · 5 stars

Investment in Clarity

Choose the level of
support you need.

Starting prices are for standard engagements. Your exact investment is confirmed after we understand your needs.

Individual Tax

Individual
Tax Filing

$250 & up

Professional tax preparation for individuals and families seeking accuracy and confidence.

  • Federal & state returns
  • W-2 and 1099 income
  • Deduction review
  • Secure document process
Book Tax Filing
Premium Support

Premium
Advisory

$1,250 & up

Ongoing financial strategy for owners who need a deeper level of advisory support.

  • CFO-level insights
  • Planning and accountability
  • Financial clarity
  • Strategic growth support
Discuss Advisory

Shop Royal Financial

Tools for smarter
business decisions.

Practical guides and templates for business owners who are ready to organize, protect, and grow their finances.

The Ultimate Small Business Tax Deductions Guide
Best Seller · Tax Guide

Small Business Tax Deductions Guide

Learn the deductions small business owners commonly miss, from the home office to vehicles, meals, and more.

LLC Startup and Tax Guide
Business Guide

LLC Startup & Tax Guide

Understand LLC formation, tax elections, first-year compliance, EIN setup, and business banking.

Small Business Bookkeeping Spreadsheet
Excel & Google Sheets

Small Business Bookkeeping Spreadsheet

A ready-to-use income, expense, profit-and-loss, and annual-summary dashboard for business owners.

Real Client Stories

Hear it directly from our clients.

See why individuals and business owners choose Royal Financial for trusted tax and advisory support.

Client TestimonialRoyal Financial Client Experience
Client TestimonialRoyal Financial Client Experience
Client TestimonialRoyal Financial Client Experience

Clear Answers

Frequently asked
questions.

Have another question? Book a consultation and we will help identify the next best step.

Do you offer virtual appointments?

Yes. Royal Financial serves clients nationwide through a secure virtual process and in person at 355 N Blackstock Rd, Spartanburg, SC.

What should I bring to my appointment?

After you schedule, you will receive a confirmation and checklist of documents to bring or upload before your appointment.

Can you help with unfiled returns or IRS notices?

Yes. Our Tax Resolution services address back-year filings, IRS notices, payment options, and other compliance concerns.

How do I know which service I need?

Start with the Free Assessment or book a consultation. We will help identify the appropriate service path for your current needs.

Service Packages

Transparent Pricing.

Every client deserves clarity. Choose the package that fits your needs — or take our Free Assessment and we will recommend the right fit.

Individual

Individual
Tax Filing

$250 & Up

For personal filers who want accuracy and maximum refunds.

  • Federal & State Tax Return Preparation
  • W-2, 1099 & Investment Income
  • Standard & Itemized Deductions
  • Tax Credits Optimization
  • E-Filing & Direct Deposit Setup
  • Post-Filing Support

Not included: multi-state returns, Schedule C income, rental income, or prior-year/amended returns.

Book Individual Filing
Premium Advisory

Premium
Advisory

$1,250 & Up

CFO-level strategy for entrepreneurs ready to scale.

  • Everything in Business Package
  • Dedicated CFO-Level Advisor
  • Monthly Financial Strategy Sessions
  • Cash Flow & Profit Planning
  • IRS Resolution & Tax Debt Negotiation
  • Multi-Year Tax Planning Roadmap
  • Priority White-Glove Service

Not included: multi-entity consolidated returns, extended audit representation, or legal services.

Book Premium Advisory

All prices are starting rates. Final pricing depends on return complexity and required services.

Pricing Questions

Billing & Service FAQs.

Everything you need to know about fees, scope, and how we work.

How do I pay for services?

We accept major credit and debit cards, ACH bank transfers, Zelle, and CashApp. Payment is due at the time of service unless a payment plan has been arranged in advance.

Are package prices all-inclusive?

Listed prices are starting rates and cover the core services described. Complexity factors such as multiple states, rental properties, Schedule C businesses, or extensive bookkeeping cleanup may affect final pricing.

What counts as an extra fee?

Additional fees may apply for multi-state returns, prior-year or amended returns, rush processing, and extensive document organization. Add-ons are disclosed before work begins.

Do you offer payment plans?

For larger Business and Premium Advisory packages, flexible payment arrangements may be available. A non-refundable deposit is required to begin work.

What is your refund policy?

Fees are non-refundable once work has begun, as time and expertise are invested from the moment service starts. Concerns about a completed return will be reviewed at no additional charge.

Can I switch packages after I have started?

Yes. If your needs grow during an engagement, you can upgrade to a higher-tier package. Fees already paid may be credited toward the new package price.

Do you charge for consultations?

Initial consultations are complimentary for new clients. Extended strategy sessions or ongoing advisory calls outside a package are billed at the standard advisory rate.

Take the First Step

Ready for the Royal Treatment?

Schedule your consultation today and discover how Royal Financial can bring clarity, compliance, and confidence to your financial future.

Let’s Get Started

Your financial clarity
starts here.

Book a consultation to discuss your tax, resolution, or business needs. We will help you take the next best step with confidence.

Referral Program

Refer a Friend,
Get Rewarded.

When you refer someone to Royal Financial and they complete a service, you both win. Share the gift of financial clarity and earn a reward as our thank-you.

01

Share Our Name

Tell a friend, family member, or fellow business owner about Royal Financial.

02

They Book a Service

Your referral completes the form and mentions your name when they book.

03

You Get Rewarded

Once their service is complete, you receive your referral reward. It is that simple.

Your Reward Awaits

For every client you refer who completes a paid service with Royal Financial, you will receive a special thank-you reward. Contact us for current reward details.

Submit a Referral