Disclaimer

The information provided on this website (www.royalfinancialllc.net) and through the services of Royal Financial LLC ("Royal Financial," "we," "us," or "our") is intended for general informational purposes only. While we strive to provide accurate, current, and helpful information, nothing on this website constitutes legal, financial, accounting, or tax advice specific to your individual situation.

The content on this website does not create a client-advisor relationship between you and Royal Financial. A formal engagement agreement must be executed before any professional services are rendered.

Royal Financial makes no representations, warranties, or guarantees — express or implied — that:

• Any specific tax refund amount, credit, or deduction will be obtained for any client.
• Any specific reduction in tax liability, penalties, or interest will be achieved.
• Any particular outcome will result from IRS negotiations, audits, or resolution proceedings.
• Any business strategy, financial plan, or advisory recommendation will produce a specific financial result.
• Any bookkeeping, payroll, or financial reporting service will prevent future audits, penalties, or compliance issues.

Results depend on many factors outside our control, including changes in tax law, the accuracy and completeness of information provided by the client, IRS discretion, and individual financial circumstances.

Royal Financial provides IRS representation and tax resolution services. Clients and prospective clients should be aware of the following:

• The IRS retains sole and final authority over all tax determinations, assessments, and resolution decisions. Royal Financial acts as your authorized representative but cannot compel any specific IRS action or outcome.
• An Offer in Compromise (OIC) is not available to all taxpayers. Eligibility is determined by the IRS based on strict criteria including ability to pay, income, expenses, and asset equity. Submission of an OIC does not guarantee acceptance.
• Penalty abatement, currently-not-collectible status, installment agreements, and other resolution options are subject to IRS approval and may be denied, modified, or revoked.
• Fees paid to Royal Financial for resolution services are for professional representation and are non-refundable regardless of the outcome of IRS proceedings, unless otherwise specified in a signed engagement agreement.
• Tax resolution timelines vary significantly based on IRS workload, case complexity, and client responsiveness. We cannot guarantee specific resolution timelines.
• Clients must remain current on all tax filing and payment obligations during the resolution process. Failure to do so may jeopardize any pending resolution arrangement.

Any general tax tips, financial strategies, business advice, or educational content shared on this website, in blog posts, social media, webinars, or other communications by Royal Financial:

• Is provided for general educational and informational purposes only and should not be relied upon as professional advice for your specific situation.
• May not reflect the most current tax laws, IRS regulations, or state-specific rules applicable to your jurisdiction.
• Does not account for your individual financial circumstances, tax history, business structure, or personal goals.
• Should not be acted upon without first consulting with a qualified tax or financial professional regarding your specific situation.

Tax laws change frequently. Information that was accurate at the time of publication may become outdated. Royal Financial is not responsible for any actions taken based on general information provided outside of a formal client engagement.

Royal Financial makes reasonable efforts to ensure that the information on this website is accurate and up to date. However, we make no warranties or representations of any kind — express or implied — regarding:

• The completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website for any purpose.
• The uninterrupted or error-free operation of the website.
• The absence of viruses, malware, or other harmful components on the website.
• The accuracy of any testimonials, case studies, or client success stories featured on the website.

Testimonials and client stories featured on this website reflect the individual experiences of those clients and are not necessarily representative of the results that all clients will achieve. Individual results will vary based on each client's unique circumstances.

Visiting this website, completing the Free Assessment quiz, submitting a contact form, or communicating with Royal Financial via email, phone, or social media does not establish a professional client-advisor relationship.

A formal professional relationship is only established when:

• A signed engagement agreement or service contract has been executed between you and Royal Financial.
• Royal Financial has confirmed acceptance of your engagement in writing.
• All required documentation, disclosures, and authorizations have been completed.

Until a formal engagement is established, Royal Financial has no duty to act on your behalf, and any information shared with us prior to engagement is not subject to professional confidentiality obligations, though we will treat it with discretion.

This website may contain links to third-party websites, resources, or services. These links are provided for your convenience and informational purposes only. Royal Financial does not endorse, control, or assume responsibility for the content, accuracy, privacy practices, or availability of any third-party websites. Accessing third-party links is done at your own risk. We encourage you to review the terms and policies of any external sites you visit.

To the fullest extent permitted by applicable law, Royal Financial LLC, its owners, employees, contractors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

• Your use of or reliance on information provided on this website.
• Any errors, omissions, or inaccuracies in the website content.
• Any IRS determination, audit result, or tax assessment.
• Any financial loss, penalty, interest, or tax liability arising from services rendered.
• Any interruption, suspension, or termination of our services.
• Any unauthorized access to or alteration of your data.

Our total liability to any client for claims arising from our services shall not exceed the total fees paid to Royal Financial for the specific service giving rise to the claim, as further described in our Terms and Conditions.

This Disclaimer shall be governed by and construed in accordance with the laws of the State of South Carolina, without regard to its conflict of law provisions. Any disputes arising from or relating to this Disclaimer shall be subject to the dispute resolution provisions set forth in our Terms and Conditions.

Royal Financial reserves the right to update or modify this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting to this website. We encourage you to review this Disclaimer periodically. Your continued use of our website or services following any changes constitutes your acceptance of the revised Disclaimer.

If you have any questions about this Disclaimer or our services, please contact us: