Terms & Conditions

By accessing or using the website located at www.royalfinancialllc.net (the "Site") or engaging the services of Royal Financial LLC ("Royal Financial," "we," "us," or "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Site or services.

These Terms apply to all visitors, clients, and others who access or use the Site or any services provided by Royal Financial, including but not limited to tax preparation, tax resolution, bookkeeping, payroll, and business advisory services.

Royal Financial LLC provides professional tax and financial advisory services including, but not limited to:

• Tax preparation and filing for individuals and businesses
• Back-year tax filings and amended returns
• IRS audit representation and tax resolution
• Offer in Compromise and penalty abatement assistance
• Bookkeeping and financial record cleanup
• Payroll processing and compliance
• Business formation and advisory services
• CFO-level financial strategy and consulting

All services are subject to a separate engagement agreement or service contract, which will govern the specific terms of each client engagement. These Terms supplement but do not replace any signed service agreement.

As a client or prospective client of Royal Financial, you agree to:

• Provide accurate, complete, and timely information necessary for the preparation of tax returns or delivery of other services.
• Review all documents, returns, and reports prepared on your behalf before signing or submitting them to any tax authority.
• Notify Royal Financial promptly of any changes to your financial situation, contact information, or relevant circumstances.
• Pay all agreed-upon fees in a timely manner as outlined in your service agreement.
• Retain copies of all documents provided to or received from Royal Financial for your own records.
• Comply with all applicable federal, state, and local tax laws and regulations.

Royal Financial shall not be held liable for errors, penalties, or adverse outcomes resulting from inaccurate, incomplete, or untimely information provided by the client.

Service fees are determined based on the complexity and scope of services requested. All fees will be communicated and agreed upon prior to the commencement of services.

Unless otherwise specified in a signed service agreement:

• Payment is due upon completion of services unless a payment plan has been arranged in writing.
• Royal Financial reserves the right to withhold delivery of completed returns or documents until payment is received in full.
• Returned checks or failed electronic payments may be subject to a returned payment fee.
• Fees are non-refundable once work has commenced, except where required by applicable law.
• Late payments may be subject to a late fee as specified in your service agreement.

Royal Financial LLC takes the privacy and confidentiality of your personal and financial information seriously. We are committed to protecting your data in accordance with applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA).

We will not disclose your personal or financial information to third parties except:

• As required by law or court order.
• As necessary to provide the services you have engaged us for (e.g., filing returns with the IRS or state tax authorities).
• With your explicit written consent.
• To protect the rights, property, or safety of Royal Financial, our clients, or others.

For full details on how we collect, use, and protect your information, please review our Privacy Policy.

Royal Financial strives to provide accurate and professional services. However, the accuracy of tax returns, financial reports, and other deliverables is dependent upon the accuracy and completeness of information provided by the client.

To the fullest extent permitted by applicable law, Royal Financial LLC shall not be liable for:

• Any penalties, interest, or additional taxes assessed by the IRS or any state tax authority resulting from inaccurate or incomplete information provided by the client.
• Any indirect, incidental, special, consequential, or punitive damages arising from the use of our services.
• Any loss of data, income, profits, or business opportunities.
• Errors or omissions in information provided on our website.

Our total liability to you for any claim arising from our services shall not exceed the total fees paid by you to Royal Financial for the specific service giving rise to the claim.

Royal Financial LLC provides IRS representation and tax resolution services. Clients engaging these services acknowledge and agree that:

• Outcomes of IRS negotiations, Offers in Compromise, penalty abatement requests, and other resolution strategies cannot be guaranteed.
• The IRS retains final authority over all tax matters, and Royal Financial acts as your authorized representative, not a guarantor of any specific outcome.
• Clients must execute a valid Power of Attorney (Form 2848) before Royal Financial can represent them before the IRS.
• Clients must remain current on all tax filing and payment obligations during the resolution process.
• Failure to provide accurate information or comply with IRS requirements may result in termination of representation.

All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Royal Financial LLC and is protected by applicable copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, transmit, or use any content from this Site for commercial purposes without the prior written consent of Royal Financial LLC.

The Royal Financial name, logo, and brand marks are trademarks of Royal Financial LLC. Unauthorized use of these marks is strictly prohibited.

By using this Site, you agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable laws or regulations.
• Attempt to gain unauthorized access to any portion of the Site or its related systems.
• Transmit any harmful, offensive, or disruptive content through the Site.
• Use automated tools, bots, or scrapers to collect information from the Site without our written permission.
• Impersonate Royal Financial, its employees, or any other person or entity.
• Interfere with or disrupt the integrity or performance of the Site.

This Site may contain links to third-party websites, including but not limited to booking platforms, payment processors, and social media pages. These links are provided for your convenience only. Royal Financial LLC does not endorse, control, or assume any responsibility for the content, privacy policies, or practices of any third-party sites. We encourage you to review the terms and privacy policies of any third-party sites you visit.

Royal Financial reserves the right to terminate or suspend services to any client at any time, with or without cause, including but not limited to:

• Non-payment of fees.
• Provision of false, misleading, or fraudulent information.
• Conduct that is abusive, threatening, or disrespectful toward our staff.
• Requests to engage in illegal or unethical activities.

Upon termination, all outstanding fees for work completed shall remain due and payable. Royal Financial will return any original documents provided by the client upon receipt of all outstanding balances.

These Terms shall be governed by and construed in accordance with the laws of the State of South Carolina, without regard to its conflict of law provisions.

Any disputes arising from or relating to these Terms or our services shall first be attempted to be resolved through good-faith negotiation. If a resolution cannot be reached, disputes shall be submitted to binding arbitration in Greenville County, South Carolina, in accordance with the rules of the American Arbitration Association.

You agree to waive any right to a jury trial or to participate in a class action lawsuit with respect to any dispute arising from these Terms or our services.

Royal Financial LLC reserves the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting to this Site. Your continued use of the Site or our services following the posting of any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

If you have any questions, concerns, or requests regarding these Terms and Conditions, please contact us: